Neale Croutear Foy

CTO, Digital Banking, APEX Group Ltd

Personal Information

An accomplished, Delivery focussed, Digital CTO and Director of Complex Transformation Programmes, including Challenger Digital Banking and Onboarding delivery from inception to production deployment. Build out of Ecosystem Strategies to drive omni-channel growth, operational efficiency and profitability through simplified Digital Acquisition Journeys, Open Banking, Data-driven product offerings, Multi-rail payments and PFM (ESG focussed) utilising modern tooling and fintech partnerships, secure API and Cloud hosted infrastructure.

With a progressive international career across Business and Technology; has led, mobilised and scaled cohesive globally dispersed teams, instilling a collaborative, continuous improvement culture utilising DevOps, Lean-Agile and Scrum. Has built resilient and highly effective cross-vertical capabilities leveraging modern management practices, engineering techniques and tooling to accelerate delivery in both an Exec and Interim / Consulting capacity across the Financial Services landscape; including Digital SME / Commercial & Retail Banking, FinTech & RegTech Organisations, Brokerage, Tier 1 Investment Banking, Asset & Wealth Management – From established Multinationals to Start Ups and BaaS (Banking as a Service) Challengers.

A commercially focussed, customer-centric and complexity aware leader who drives innovation and alignment of business & technology strategies through hybrid bimodal transformation, building strong and trusted relationships across CXO & Board, Stakeholders, Regulators and external Partners. Active participant in industry bodies and strongly aligned with the Neo Digital landscape, transformative technologies, progressive ecosystem ideology and approaches.